Iris

Break out of the health insurance status quo

We'll help you develop bundled, value-based alternative health plans, bringing the cost clarity clients demand to your next renewal.

Book a renewal strategy call

Built to support brokers during client renewal discussions.

Handl gives you actionable health plan analysis tools to make your recommendations stronger. You stay the trusted advisor in the room.

Evaluate: Compare Networks

Fiduciary-grade cost comparison by MSA
Geographic access modeling to defend care continuity
Care steerage opportunities surfaced before the RFP

Design: Build a Plan

Network configuration matched to utilization
Provider tiering with projected savings, not modeled averages
Tailored plan design backed by real-world spend pattterns

Monitor: Prove your Value

Real-time utilization analysis and cost tracking
A single source of truth for vendor and point solution ROI
Confidently recommend mid-year health plan adjustments

Holistic Price Transparency Intelligence

Network Evaluation

Make smarter network decisions with credible and independent insights:

Projected annual cost across networks
Identify clinical categories that drive differences
Cost and quality performance across providers

Care Steerage

Design evidence-based steerage strategies that result in cost savings:

Highest-impact savings ranked and ready to act on
See current vs. optimized spend with steerage applied
Compare provider alternatives by service line

Plan Monitoring

Stay ahead of spend with real-time visibility into plan performance:

Track utilization and cost trends across networks
Measure the impact of every vendor and program
Adjust plan design in real time based on trends

Case Study

School District Seeks Plan Cost Savings

A large public school district with 7,000 covered lives and $28.9 million annual health care spend needed a network evaluation to identify potential cost savings while minimizing member care disruption.

Client Need

Can I switch carriers to save money on healthcare without disrupting member experience?

Recommendation

Using Handl's network evaluation engine, the broker identified that the two highest utilized hospitals underwent recent carrier negotiations, increasing costs for the incumbent plan.

By evaluating price transparency data against utilization, Handl pointed to a new carrier that could offer savings while improving or maintaining performance across all care settings.

Insight

Plan decisions should be based on how and where a population actually uses healthcare and not just who offers the "best" discounts.