Iris

Win new clients with price transparency

Brokers turn to Handl during health insurance renewal season for help solving the trickiest self-funded plan challenges.

Evaluate Networks

Three charts visualizing in and out-of-network insurance information.

Why do employers spend $225 billion yearly on insurance plans everyone hates?

Handl's data can deliver a plan both employers and employees will love.

Evaluate

Compare networks at the MSA
Explore geographical provider access & disruption
Highlight steerage opportunities

Design

Network configuration
Provider tiering
Variable plan design

Monitor

Network monitoring
Plan performance monitoring
Point solution monitoring

Intelligence You Can Act On

Network Evaluation

Smarter network decisions led by credible and independent insights:

Projected annual cost across networks
Which clinical categories drive differences
Cost and quality performance across providers

Care Steerage

Design evidence-based steerage strategies that drive cost savings:

Highest-impact savings ranked and ready to act on
See current vs. optimized spend with steerage applied
Compare provider alternatives by service line

Plan Monitoring

Stay ahead of spend with real-time visibility into plan performance:

Track utilization and cost trends across networks
Measure the impact of every vendor and program
Adjust plan design in real time based on trends

Case Study

School District Seeks Plan Cost Savings

A large public school district with 7,000 covered lives and $28.9 million annual health care spend was seeking a network evaluation to identify potential cost savings while minimizing member disruption in care.

Client Need

Can I switch carriers to save money on health care without disrupting member experience?

Recommendation

Using Handl's network evaluation engine, the broker identified that the two highest utilized hospitals underwent recent carrier negotiations, increasing costs for the incumbent plan.

By evaluating price transparency data against utilization, Handl identified a new carrier that could offer savings while improving or maintaining performance across all care settings.

Insight

Plan decisions should be based on how and where a population actually uses healthcare and not just who offers the "best" discounts.