Take control of your healthcare spend
Most employers make health plan decisions based on data controlled by carriers. Handl’s independent diagnostic ensures employers have the intelligence to optimize employee benefit spend.
Price transparency data improves plan outcomes
Handl turns publicly available healthcare pricing data into actuarial-grade benchmarks, benefit design recommendations and quarterly plan analytics your team can act on immediately.
Contain health plan costs without removing benefits
Healthcare costs keep rising
Facing double-digit healthcare price increases, CFOs and HR leaders are faced with cutting benefits to keep costs within budget.
Good information is hard to access
Benefits are a significant line item with no visibility to the actual costs of care. Optimizing deductibles, out-of-pocket limits and benefit structures requires hard-to-access actuarial data.
Employees can’t find high-value care
Patients go to certain doctors for a variety of reasons, and cost isn’t the deciding factor.
Built to optimize your spend
Independently Verified Data
See actual carrier and provider rates
View actuarial grade network diagnostics using this year’s data — independent of your carrier.
- Rate benchmarking by geography and specialty
- Peer-group comparisons by employer size and industry
- Out-of-network cost estimator
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Actuarial Support
Benefit design support
Identify plan misalignment, then create an optimized benefit structure.
- Identify provider tiering opportunities
- Compare self-funded benefit designs
- Analyze employee disruption
- Give employees the information they need to make smart care decisions
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Quarterly Plan Analytics
Monitor claims over time
Easily set up plan monitoring, auditing redundancies and waste before they feed into next year's renewal.
- Track plan design changes to monitor care steerage results
- Stop cost drift before your next renewal increase
- Evaluate claims against benefit design, adjudication policy and negotiated rates

Frequently asked questions
See the difference data can make
Connect with our consultants to see how to reduce plan costs while improving benefits.
