For Employers

Take control of your healthcare spend

Most employers make health plan decisions based on data controlled by carriers. Handl’s independent diagnostic ensures employers have the intelligence to optimize employee benefit spend.

Plan and Member Intelligence

Price transparency data improves plan outcomes

Handl turns publicly available healthcare pricing data into actuarial-grade benchmarks, benefit design recommendations and quarterly plan analytics your team can act on immediately.

The challenges

Contain health plan costs without removing benefits

Healthcare costs keep rising

Facing double-digit healthcare price increases, CFOs and HR leaders are faced with cutting benefits to keep costs within budget.

Good information is hard to access

Benefits are a significant line item with no visibility to the actual costs of care. Optimizing deductibles, out-of-pocket limits and benefit structures requires hard-to-access actuarial data.

Employees can’t find high-value care

Patients go to certain doctors for a variety of reasons, and cost isn’t the deciding factor.

Employer Plan Diagnostic

Built to optimize your spend

Independently Verified Data

See actual carrier and provider rates

View actuarial grade network diagnostics using this year’s data — independent of your carrier.

  • Rate benchmarking by geography and specialty
  • Peer-group comparisons by employer size and industry
  • Out-of-network cost estimator
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National access overview — network coverage comparison

Actuarial Support

Benefit design support

Identify plan misalignment, then create an optimized benefit structure.

  • Identify provider tiering opportunities
  • Compare self-funded benefit designs
  • Analyze employee disruption
  • Give employees the information they need to make smart care decisions
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Per-market access overview — drive-time compliance by market and specialty

Quarterly Plan Analytics

Monitor claims over time

Easily set up plan monitoring, auditing redundancies and waste before they feed into next year's renewal.

  • Track plan design changes to monitor care steerage results
  • Stop cost drift before your next renewal increase
  • Evaluate claims against benefit design, adjudication policy and negotiated rates
Learn more
Plan performance — network monitoring for benefits consultants
FAQ

Frequently asked questions

Handl partners with you and your broker. Many mid-market brokers are slammed with other priorities and don't have actuaries or engineers on staff to build publicly available healthcare data into something useful for their clients. Handl is here to help those brokers drive more value for employers and their broker partners by better arming them for renewal negotiations while providing new plan design recommendations.

Start today

See the difference data can make

Connect with our consultants to see how to reduce plan costs while improving benefits.